A buyer’s story: three townhouses, or one apartment with an operator?

Chuyện người mua: Có cách nào giữ tài sản mà bớt phải lo? Nhân vật tổng hợp

Composite character: names and details have been changed; this is not a specific client.

Mr M., 52, owns a manufacturing business. He has three townhouses that he rents out. The income is steady, but he is tired: repairs, finding tenants, handling contracts. One afternoon he asked me: “Is there a way to keep my assets with less worry?”

What we compared

  • Control: with the townhouses he decides everything himself. With an apartment that has an operator, much is done for him, but to common standards.
  • Running costs: according to Savills, management fees for branded residences can be 4–5 times the VND 20,000–40,000 per m² usual in premium projects (Tạp chí Kinh tế – Tài chính, April 2026).
  • Time and effort: this is what Mr M. wanted to reduce most, and it is also the hardest to put a price on.
  • Liquidity when selling: a question to ask for each project and each moment; there is no general answer.

Mr M. did not decide on the spot. He took the comparison to his accountant and his lawyer, and then chose for himself. I think that is the right way.

And you?

If you were in Mr M.’s position, what would you ask first?

This article shares information and perspectives, not investment advice. Please do your own research and consult a professional before deciding. Draft, being refined.

Comments

Leave a Reply

Your email address will not be published. Required fields are marked *